Professional liability insurance for Medispas, which is sometimes called medical malpractice, errors & omissions, or clinical liability, protects your med spa, your providers, and your business entity against claims arising from the professional services you perform. This coverage is not just for “mistakes,” but any allegations of negligence, failure to perform as promised, or harm caused during aesthetic or medical procedures. Med spa coverage will defend you against these claims of negligence and will appoint an attorney to defend them if needed.

If you have a Med spa, you should strongly consider separate coverage for that entity and providers for the services rendered under this entity.